ShopeePay Money+ users now have more room to grow their spare cash. Money+ users will receive a complimentary upgrade to their wallet limit, raising it from RM20,000 to RM30,000, which is among the highest in the market. To celebrate the milestone, ShopeePay Money+ is also offering a promotional rate of up to 5% p.a. on the first RM10,000 deposited, from now until 30 November 2026.
How ShopeePay Money+ Has Grown Since January 2026
Since launching in January 2026, Money+ has helped millions of Malaysians generate daily returns of up to 3% p.a. The feature is backed by a Shariah-compliant underlying fund, giving users a simple and values-aligned way to put idle money to work.
Its appeal lies in convenience. Instead of moving money between a bank account, an investment app and an e-wallet, users can earn, pay and save from the same wallet, with zero lock-in periods. Money kept in the wallet can generate daily returns while remaining available for everyday spending.
ShopeePay Money+ Wallet Limit Upgraded to RM30,000
The biggest change is the higher wallet limit. Users receive the upgrade at no extra cost, lifting the cap from RM20,000 to RM30,000.
With a much wider pool of funds available, users can now seamlessly invest, make purchases and transact directly from their Money+ wallet. Whether it is a household building an emergency fund, a freelancer setting aside money for upcoming expenses or a young professional saving for a goal, the extra RM10,000 of headroom means more of their money can stay working in one place.
Earn Up to 5% p.a. on Your First RM10,000
To mark this milestone, ShopeePay Money+ is running a limited-time promotion. From now until 30 November 2026, users can enjoy a promotional rate of up to 5% p.a. on their first RM10,000 deposited into Money+.
The promotion is part of the Money+ Bonus Campaign (September 2026) and is subject to eligibility criteria, including a minimum holding of RM200. Users are encouraged to read the campaign terms and conditions as well as the FAQs before taking part.
Key Highlights at a Glance
- Wallet limit upgraded from RM20,000 to RM30,000 at no extra cost
- Promotional rate of up to 5% p.a. on the first RM10,000 deposited, until 30 November 2026
- Daily returns from a Shariah-compliant underlying fund
- Zero lock-in periods, so funds remain flexible
- Earn, pay and save from a single wallet
Why the ShopeePay Money+ Upgrade Matters
Many Malaysians are paying closer attention to where their money sits. Tools that let savings earn daily returns while staying easy to spend can help users feel more in control of their finances, without complicated paperwork or long commitments.
The ShopeePay Money+ upgrade also reflects how digital wallets in Malaysia are growing beyond payments into everyday financial services. ShopeePay has been steadily widening its offerings, including its recent move with Zurich to expand digital access to financial protection in Malaysia.
For users who already shop, pay bills and transfer money through ShopeePay, having their savings in the same ecosystem makes managing day-to-day finances more seamless.
Important Things to Note
Returns are for illustration purposes only, are not guaranteed, and are based on historical returns. Past performance is not indicative of future performance. As with any investment product, users should understand how it works and consider their own financial needs before investing.
Conclusion
The wallet limit upgrade and the limited-time 5% p.a. promotion mark a significant milestone for ShopeePay Money+ in its first year. By combining daily returns, a Shariah-compliant underlying fund and the freedom to spend without lock-in periods, the feature gives Malaysians a practical way to make their everyday money work harder. Users who want to enjoy the promotional rate have until 30 November 2026 to do so.
Find Out More About ShopeePay Money+
To find out more about the 5% p.a. promotion and ShopeePay Money+, including the full campaign terms and conditions and FAQs, please visit the official Money+ Bonus Campaign page.
