Are you struggling to balance saving for the future with today’s rising expenses? You’re not alone. A recent survey by Bank Negara Malaysia revealed that only 58% of Malaysians are saving for the future, down from 67% in 2021. Many worry about emergency funds and old age, yet financial peace of mind often feels out of reach. In response, Zurich Takaful Malaysia Berhad has launched Takaful ProAspire, a smart, flexible, and personalised solution to help Malaysians secure a better tomorrow.

Whether you’re saving for your children’s education, planning for early retirement, or preparing for a meaningful journey like Umrah or Hajj, Takaful ProAspire is here to support your life goals. With the perfect balance of savings and protection, it offers flexibility and peace of mind for people at every stage of life.

Why Takaful ProAspire Stands Out

Takaful ProAspire isn’t just another savings plan, it’s designed with your future in mind. Here’s why it’s worth considering:

• Flexible Cash Payouts
  Enjoy up to 3.5% annual or 12% triennial cash payouts based on your basic sum covered. You can choose to receive them directly into your bank, designated institutions, or reinvest them with Zurich for potentially better returns. This means your money stays active, and you stay in control.
• Top-Up Anytime with Easy Access
  Need more savings? You can boost your plan with top ups whenever needed. Even better, you can access your funds flexibly without compromising the safety of your long term goals. This makes it ideal for those with evolving financial needs.
• Loyalty Reward on Maturity
  On maturity, you’ll receive a lump sum payout. This reward helps you fulfill long awaited dreams whether that’s a retirement fund, a home upgrade, or your children’s university education. The plan acknowledges your commitment and rewards it accordingly.
• Comprehensive Coverage and Protection
  Beyond savings, the plan offers protection benefits, including death and Total and Permanent Disability (TPD) coverage. You’ll also get Golden Age Disability (GAD) protection and additional death benefits if the unfortunate happens during Umrah or Hajj. Life may be uncertain, but your financial protection doesn’t have to be.

Customisable to Suit Every Journey

Takaful ProAspire gives you the freedom to choose a coverage term of 15, 21, or 30 years. You can even decide whether to contribute for only 5 years or throughout the entire term. Contributions may also qualify for education insurance tax relief, depending on Inland Revenue Board Malaysia’s (IRBM) final approval.

This flexibility makes the plan ideal for those who are early in their careers or managing family expenses. It adapts to your budget while ensuring your long-term needs are met.

Exclusive Reward for Early Sign-Ups

From now until 29 July 2025, early birds will be rewarded with a 999.9 gold bar upon certificate approval*. It’s a thoughtful bonus to sweeten your journey toward financial stability. The official launch event was held at Bayswater, KLCC, featuring renowned host Daphne Iking and key leaders from Zurich and PTPTN.

Secure a Stable Future Starting Today

Nur Fatihah Mustafa (Zurich Takaful’s Chief Executive Officer)

Zurich Takaful’s Chief Executive Officer, Nur Fatihah Mustafa, highlighted that every Malaysian deserves a shot at a secure, meaningful future. Takaful ProAspire reflects that mission, empowering people to plan with confidence and live without financial fear. It’s more than a product, it’s a commitment to helping you achieve dreams that matter.

Visit Zurich Takaful’s official page to learn more and take your first step toward smarter financial planning.